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Best Pet Insurance Companies

ASPCA: Best pet insurance for broad coverage

  • Annual Max coverage: Unlimited 
  • Reimbursement rates: 70%, 80%, 90% 
  • Deductibles: $100, $250, $500 

Exceptional

9.9

Embrace: Best flexible wellness plan

  • Annual Max coverage: Unlimited 
  • Reimbursement rates: 70%, 80%, 90% 
  • Deductibles: $100 – $1,000 

Exceptional

9.9

Figo: Best pet insurance for cats

  • Annual Max coverage: Unlimited 
  • Reimbursement rates: 70%, 80%, 90%, 100% 
  • Deductibles: $100 – $1,500  

Exceptional

9.9

MetLife: Best pet insurance for discounts

  • Annual Max coverage: Unlimited 
  • Reimbursement rates: 50% – 90% 
  • Deductibles: $0 – $2,500 

Exceptional

9.9

Pets Best: Best pet insurance for dogs

  • Annual Max coverage: Unlimited 
  • Reimbursement rates: 70%, 80%, 90% 
  • Deductibles: $50 – $1,000 

Exceptional

9.9

Spot: Best pet insurance for straightforward waiting periods

  • Annual Max coverage: Unlimited 
  • Reimbursement rates: 70%, 80%, 90% 
  • Deductibles: $100 – $1,000 

Exceptional

9.9